ler totalmente Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time (English Edition)

Stop creditors and get more time to pay.

Filing for Chapter 13 bankruptcy stops creditors, lawsuits, wage garnishments, bank levies, and other collection actions immediately, giving you time to restructure your debts. Yes, you’ll pay into a three- or five-year repayment plan in Chapter 13. But your money will go toward the debts that matter most—like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card, medical, and utility bills, usually receive only a fraction of what you owe.

Also, Chapter 13 offers unique debt solutions not available in Chapter 7, sometimes making Chapter 13 the better choice even for those who qualify for Chapter 7. For instance, only in Chapter 13 can filers do the following:

• keep all property
  
• avoid foreclosure and vehicle repossession
  
• pay the fair market value for a car, and
  
• in some cases, eliminate a junior mortgage loan.
  

This plain-English Chapter 13 guide covers the Chapter 13 process from start to finish, explaining how to determine if you qualify for Chapter 13, what’s required to catch up on your mortgage and keep your home, and how to rebuild your credit after bankruptcy. You’ll also learn more about the following:

• how much you’ll pay in a repayment plan
  
• which debts get erased when the case ends, and
  
• how to find and hire the right lawyer
  

The revised edition explains where to find legal updates, bankruptcy forms, and state-specific information.

Procurando Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time (English Edition)? Aqui você encontra tudo sobre este livro de Cara O'Neill, publicado por NOLO em 7 de junho de 2024. Nesta página estão a descrição da obra, os detalhes da edição (286 páginas) e os formatos disponíveis para baixar: pdf, epub, txt, djvu. Se você gosta de Inglês e Outras Línguas, Por Idioma, eBooks em inglês, Autoajuda e desenvolvimento pessoal, explore também outros títulos da mesma categoria no Encontrando os melhores livros. Veja ainda as outras obras de Cara O'Neill em nosso catálogo.