ler totalmente EU Informal Debt-Collection Regulation: Failure by Design? (English Edition)

Informal debt collection practices are rampant across many EU Member States while consumer debt levels and defaults are escalating at an alarming rate, fuelled by the lingering aftermath of the 2008 financial crisis, the COVID-19 pandemic, the ongoing war in Ukraine, and high inflation. While the EU has introduced some limited protections, systemic flaws, industry lobbying, and fragmented laws continue to enable abusive tactics that violate debtor rights and social norms.Grounded in extensive legal analysis and empirical data, EU Informal Debt-Collection Regulation provides a comprehensive critique of the European Union's handling of informal debt collection, demonstrating how regulatory gaps allow abusive practices to flourish across member states. Tracing the development of informal debt collection from historical self-help tactics to modern, privatized approaches, this book illustrates the high costs of regulatory oversight failures on consumers and society. Through a detailed analysis of EU directives and CJEU case law, this book argues that current regulations prioritize market efficiency and financial interests over consumer protection, exposing millions to financial and psychological harm. The book calls for a unified, holistic regulatory approach that balances market needs with robust protections, safeguarding individuals against predatory debt collection. This work serves as a crucial resource for legal scholars, policymakers, and practitioners interested in consumer rights and financial governance.

Procurando EU Informal Debt-Collection Regulation: Failure by Design? (English Edition)? Aqui você encontra tudo sobre este livro de Cătălin-Gabriel Stănescu, publicado por OUP Oxford em 28 de março de 2025. Nesta página estão a descrição da obra, os detalhes da edição (421 páginas) e os formatos disponíveis para baixar: pdf, epub, txt, djvu. Se você gosta de Inglês e Outras Línguas, Por Idioma, eBooks em inglês, Direito, explore também outros títulos da mesma categoria no Encontrando os melhores livros. Veja ainda as outras obras de Cătălin-Gabriel Stănescu em nosso catálogo.